Umbrella Insurance

An umbrella policy is designed to give added liability protection above and beyond the limits on all underlying policies including home and auto. Having an umbrella policy is added protection in the unfortunate event that the liability limits have been exhausted on a home or auto policy during a claim. You can obtain anywhere from $1 million to $5 million in added protection.

Why Get an Umbrella Insurance Policy in Missouri?

People used to think that only high profile or wealthy individuals needed to carry an umbrella policy. Nowadays, it is very common for a mid-income family of 4 to carry an umbrella policy.

If you have reason to believe that you could need more than the liability coverage in your homeowners insurance—maybe you have a pool, trampoline or a dog—then it is a good idea to look at an umbrella policy.

Umbrella Insurance Protects Your Livelihood

Having an umbrella policy also helps protect your retirement accounts as well as future income in the event of a lawsuit or other claim. Other instances when your umbrella policy will protect you include:

• False Arrest
• Slander
• Malicious Prosecution

We Will Tailor a Policy to Fit Your Needs

There are many advantages of doing business with a locally owned independent agency such as Hillermann & Associates. No two clients are alike, and we take the time to evaluate your needs and get to know you on a personal basis.

As a brokerage agency with many options from multiple carriers, Hillermann & Associates can shop the best rates for you for the lowest price.

An Independent Agency with Local Expertise

Tom Hillermann has over 25 years of experience in the industry and the employees of Hillermann & Associates are licensed with over 7 years in the industry. Based in Washington, MO, Hillermann & Associates serves Union, New Haven and the Franklin County region too.

Let Hillermann & Associates provide you with the peace of mind an umbrella policy can offer. Call the office today at 636-239-0020, and we can help you choose the right amount of coverage for your financial and personal protection.