No one wants to think of the time that they will need life insurance. However, we all have people who depend on us, whether it is children, spouses, a significant other or elderly parents. By not having life insurance, you’re passing the burden onto the living family members while they are coping with your loss.
With millions of different policies, how do you find the right policy to fit you?
For some, life insurance is covered by an employer but this may not cover the entire family. Whether it is to just cover funeral expenses or to provide for your family in the event that you are gone, we will help you find the best coverage to fit your situation. Certain individuals can obtain cheaper rates if they buy the life insurance early, rather than waiting until they’ve started a family. If you are early enough in obtaining your policy it may also benefit you to get a policy that will allow you to re-coup all premiums paid!
The cost of replacing just one lost income is high. If something happens you need to be able to cover that cost. Even if you are wealthy, the cost to carry on your estate and pay estate taxes after you pass will cost your loved ones. You might need to invest in a life policy to help cover these expenses. We will sit down with you do discuss the needs in the unfortunate event of your passing.
There are many reasons to do business with a hometown agency such as Hillermann & Associates. We are a small service based company that takes the time to get to know our clients and evaluate their needs. No two clients will have the same financial situation or insurance requirements and we take the time to evaluate for our clients the best coverage for the best price. Tom Hillermann has over 25 years of experience in the industry and the employees of Hillermann & Associates are licensed with over 7 years in the industry. At Hillermann & Associates, we can shop the best rates for you since we are a brokerage agency licensed with many carriers. Whether you live in Washington, Union, New Haven or the surrounding areas in Franklin County, we will be there to help you find the coverage that is right for you.
How would your loved ones fare financially if you were to die tomorrow? Take a moment to consider how life insurance may fit into your financial plans. Call us today for a quote at 636-239-0020, it’s quick and easy.
We can find discounts on life insurance you may not find on your own. Give us a call, or get a life insurance quote online today.
Information you need, when and where you need it most. More »